Financial Aid Repayment
Students who owe Return to Title IV Financial Aid Repayment are able to set up a payment plan for that past due balance. Students can contact Lee Welch, SCC Cashier, at (336) 386-3208 or welchel@surry.edu. Surry Community College will work with each student on an individual basis to help them manage their student debt. Students cannot register for future courses until any past due balances are paid.
Cost of Attendance (COA)
COA stands for Cost of Attendance; serves as a student’s budget, including tuition, fees, room, board, etc. Total of all aid cannot be greater than COA.
COA is made up of Direct Cost and Indirect Cost
- Direct Cost
Anything that would be paid directly to the college: includes tuition, fees and books. - Indirect Cost
Is not paid to the college and is basic living allowances
2026-27 In-State Cost of Attendance Budget
The following Budgets are based on full time plus enrollment (16+ credit hours) for 3 semesters.
| Cost | Living with Family (Dependent) | Living without Family (Independent) |
|---|---|---|
| Tuition ($76 per credit hour for 16 + credit hours, for 3 semesters) | $3,648 | $3,648 |
| Fees (Student Insurance $3, CAPS $5, Activity $51.25, and Technology $16) for 3 semesters | $222 | $222 |
| Book/Supplies | $1,700 | $1,700 |
| Computer | $1,000 | $1,000 |
| Housing/Room/Board | $3,060 | $9,000 |
| Food | $1,285 | $3,780 |
| Transportation | $2,475 | $2,475 |
| Personal/Miscellaneous | $1,650 | $1,650 |
| Total | $15,040 | $23,475 |
2026-27 Out of State Cost of Attendance Budget
The following Budgets are based on full time plus enrollment (16+ credit hours) for 3 semesters.
| Cost | Living with Family (Dependent) | Living without Family (Independent) |
|---|---|---|
| Tuition ($268 per credit hour for 16 + credit hours, for 3 semesters) | $12,864 | $12,864 |
| Fees (Student Insurance $3, CAPS $5, Activity $51.25, and Technology $16) for 3 semesters | $222 | $222 |
| Book/Supplies | $1,700 | $1,700 |
| Computer | $1,000 | $1,000 |
| Housing/Room/Board | $3,060 | $9,000 |
| Food | $1,285 | $3,780 |
| Transportation | $4,950 | $4,950 |
| Personal/Miscellaneous | $1,650 | $1,650 |
| Total | $26,731 | $35,166 |
If you find that your program has additional costs or you have unique living arrangements, please contact the Financial Aid Office at financialaid@surry.edu.
Frequently Asked Questions?
This is based on when you want to attend SCC. Must complete the FAFSA once each academic year. studentaid.gov
Complete 2026/2027 FAFSA. If you plan to attend Fall 2026, Spring 2027 and/or Summer 2027 you will use 2024 income/tax information.
Complete 2027/2028 FAFSA. If you plan to attend Fall 2027, Spring 2028 and/or Summer 2028 you will use 2025 income/tax information.
Federal Pell Grant
https://studentaid.gov/understand-aid/types/grants/pell - Complete the FAFSA once each academic year studentaid.gov.
Federal Supplemental Educational Opportunity Grant
Complete the FAFSA studentaid.gov based on maximum need according to the FAFSA SAI (-1,500), be enrolled at least half time (once a year).
Federal Work Study
Work on campus or in the community and earn wages, annual FAFSA and job application on SCC website (employment) – see Jodie Gammons in the Financial Aid Office for questions or assistance.
Next NC Scholarship
Complete the FAFSA, combined family income $80,000 or less, NC resident according to RDS (once a year), enrolled in half time.
NC Child Care Grant
Complete the FAFSA, NC Resident according to RDS, have a child(ren) enrolled in day care or before or after school care program - child care application with be available in the financial aid office, enrolled in 6 credit hours seated (once a year).
Golden LEAF
NC resident according to RDS, US Citizen or eligible non-citizen and live in one of the eligible counties, complete the application in the Financial Aid Office each semester and the FAFSA annually. Eligible for CU and/or WTCE programs.
NC Finish Line
NC resident according to RDS, complete the application, be able to provide documentation of unexpected expense (each semester or each unexpected expense not to excess $1,000 in a semester).
Foundation Scholarships
Complete the FAFSA and the SCC Foundation Scholarship application (once a year).
Yadkin Guarantee
Complete the FAFSA and the SCC Foundation Scholarship application (once a year).
Outside Scholarships
Most required the FAFSA and they each will have their own process to apply (depends on donor).
Workforce, Technologies, and Community Education (WTCE)
Complete the online application then the financial aid office staff will contact you with the different applications depending on what aid is available at the time. WTCE has a variety of state grants and scholarships depending on funding. (Apply for each WTCE class)
Alternative Loans
Complete the loan application https://choice.fastproducts.org/FastChoice/home/297000 and be enrolled half time – once a year or every semester if need changes.
SCC does not participate in the Direct Federal Loan Program.
Veterans Education Benefits
To apply, please visit https://benefits.va.gov/benefits/, if you have questions or need assistance please visit the VA Center in the A-building on Main campus or call (336)386-3245 or (336) 386-3341.
Please contact the financial aid staff because random grants/scholarships may become available during the academic year.
Financial Aid Staff is trained and available to assist students and parents (336) 386-3341, financialaid@surry.edu, in the A-building on the Dobson campus, or virtual appointments.
Log in to your myKnightLife account and follow these steps:
- Select Self-Service.
- Choose Financial Aid and Student Finance.
No, your Federal Pell Grant and Next NC will be prorated to match your enrollment intensity.
| Enrolled Credit Hours | Enrollment Intensity | Previous Enrollment Status |
|---|---|---|
| 12 or more | 100% | Full-Time |
| 11 | 92% | Three-Quarter Time |
| 10 | 83% | Three-Quarter Time |
| 9 | 75% | Three-Quarter Time |
| 8 | 67% | Half-Time |
| 7 | 58% | Half-Time |
| 6 | 50% | Half-Time |
| 5 | 42% | Less-than-Half-Time |
| 4 | 33% | Less-than-Half-Time |
| 3 | 25% | Less-than-Half-Time |
| 2 | 17% | Less-than-Half-Time |
| 1 | 8% | Less-than-Half-Time |
In addition, All State Grants, FWS and loans require at least half-time enrollment to receive any portion of that aid. Foundation and outside scholarships depend on donor criteria.
View Important dates calendar under resources in myKnightLife. If you have excess aid after tuition and fees (see student finance in self-service) simply take your class schedule along with your student ID and number to the SCC bookstore located in the C-building. Let the cashier know during check out that you will be paying with financial aid OR you can purchase your books at the online bookstore in myKnightLife; enter course information and select books/materials, go to cart checkout list external payment and then financial aid.
Yadkin Guarantee cannot be used for online orders.
- Classes must be required for completion of your active eligible curriculum program of study for Financial Aid to include the credit hours as part of your enrollment intensity.
- Any Curriculum certificates that require 15 or less credit hours for completion are not eligible for financial aid.
- Financial Aid can pay for one repeat for failed or withdrawn class.
- Cover up to 30 remedial credit hours.
Students can pursue an adjustment to Financial Aid if they or their parents have a special circumstance (financial hardship) or unusual circumstances (dependency status). Visit forms in myKnightLife – Unusual-Special Circumstance Professional Judgment Request.
Verification is a process that the Department of Education uses to ensure information is reported correctly. A few FAFSA may be selected due to inconsistent information, but most are random selections. Students will receive an email requesting additional information and the student will need to provide the information to the financial aid office to continue to be eligible for financial aid.
No, students can only receive financial aid at one institution during a semester/term. If attending two institutions to speed up the completion of your program, please contact your home institution’s financial aid office (the one you plan to graduate from) about a possible consortium agreement.
If excess aid is available after all charges (view student finance) a financial aid balance will be mailed or direct deposited (complete banking information in myKnightLife) after class(es) start meet the 10% point and attendance verified. See important dates calendar under resources in myKnightLife account. Students may have multiple disbursements during the semester depending on the start day of the class. Ex: 6 credit hours starts Aug. 15 – 1st disbursement will be mid-September then 6 more credit hours start Oct. 15 – 2nd disbursement will be mid- November.
Financial Aid balance checks are designed to help with expenses that allow you to be a successful student (such as transportation, food, living expenses, etc.)
Keeping your Financial aid is an ongoing process. Must reapply each academic year and SCC is required by Federal regulation to review your full academic record/transcript. At the end of each attending semester financial aid runs a SAP process to ensure you met the minimum requirements of Satisfactory Academic Progress. An email notification will be sent to your student email with the updated status and you can view the status on the financial aid tab in self-service.
Student receiving aid are encouraged to speak with financial aid before ceasing attendance or withdrawing from classes because both will have a negative impact on their financial aid which may limit future eligibility and result in possible repayment. If a student stops attending before the 10% date of the class they would not be eligible for aid for that class. If a student stops attending all classes before the 60% of the enrollment period a Return to TIV will be processed to determine the amount owed back to the Dept of Education and the State of NC (depending on type of aid) based on the time attended. Processes are based on last date of attendance/participation in the class not the actual withdrawal date. Withdrawals are counted as a 0 GPA and 0 completion rate for SAP calculations. If a student owes a financial aid repayment they will not be able to register for future classes.
